Turning 50 Euro of spendings into my Monthly Crypto DCA with PLUTUS

Cryptontino
2 min readApr 1, 2022

The very lucrative Rewards 2.0 programme on the Plutus Crypto Card has arrived.

PLUTUS is a project on the Ethereum Blockchain that offers a non custodial platform with a crypto card. Due to its non custodial nature you run no risk of losing funds and are in full control of your holdings at all times, no lock ups and no trickery. You connect your account to Metamask and thats it, easy. I personally connected via Metamask with my Ledger.

The new Rewards are a fantastic way to DCA money that you would otherwise just spend and never see again. Let me explain.

When utilizing this programme you get 20+ perks to choose from:

10€ Rebate per month for any of the following subscriptions:

Netflix, Spotify, Dinsey+, prime, Apple One, deliveroo Plus

10€ Rebate for the first 10€ you spend at one of the following:

Travel: Uber, Shell. Booking, Airbnb

Groceries: Aldi, Sainsburys, Lidl, Tescos

Ecommerce: Asos, Apple Credit Ebay,

Delivery: Uber eats, just eat, Starbucks

The number of perks you can choose depends on the subscription you choose and whether you stake PLU or not.

Subscriptions:

3 Monthly subscriptions to choose from, this is mandatory

1)Starter, free (0.00€)

3% cashback on up to 250€/mo spend so 7.5€ a month cashback.

1 perk of choice

Max earnings 17.5.

2) Everyday, fee of 5€ per month

3% on up to 2000€/mo so 60€ a month cashback.

2 perks to choose.

Max earnings 80€

3) Premium, fee of 15€ per month

3% on up to 22,500€ so 675€ a month cashback.

3 perks to choose

Max earning 750€

Staking requirements, this is optional

250PLU 4% cashback and 4 perks

500PLU 5% cashback and 5 perks

1000PLU 6% cashback and 6 perks

2000PLU 8% cashback and 8 perks

Note: the cashback % from perks is not added to the subscription but it replaces the standard 3%.

Currently im getting cashback from Netflix, my go to supermarkets Aldi and Lidl as well as justeats where i order food once or twice a month.

I havent changed my habits i simply added PLUTUS with a everyday subscription and the initial staking level to my life.

Now i automatically DCA between 40€ a month due to the 4 perks and my cashbacks can go up to 80€ if i spend the full amount of 2000€

Certainly 50€ a month is retrieved from thin air per month and automatically invested.

That is the short summary for now. Comment any questions!

If you are interested use my referral for a 10€ bonus as long as you activate your Plutus Card and make a card payment within 30 days. https://dex.plutus.it/auth/referee/signup?refId=qYvx0X

Here are the current links to start you of on DYOR:

Platform: https://dex.plutus.it/

Rewards 2.0 in detail: https://medium.com/plutus/announcement-rewards-accounts-2-0-model-details-e3738f9f6d3c

Card use fees (visa) and Dex fees: https://plutus.it/fees, the card fee has been removed and as for PLU withdrawal fees it will be reduced but was raised due to ETH gas prices.

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